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Advancing Communities Through Homeownership

Cinnaire’s Advancing Communities Through Homeownership program was created to provide an opportunity for Detroit families like yours to own your home. For the past two years, we have successfully sold more than 60 homes through this program, many in your neighborhood, and we want you to be the next homeowner.  

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Why Homeownership Matters

The benefits of homeownership are indisputable – Healthier families. Better educational outcomes. More secure communities. Generational wealth created. Since it first launched in Cleveland, this program has provided the opportunity for more than 1,300 low-income rental families to purchase their own homes. And, with the tools and training the program provides, more than 99% of them have stayed in their home for at least 5 years.

Tools for Success

Our Single Family Lease Purchase Program as an anti-poverty and economic security strategy 

• Home Ownership Preparation
• • Families work with housing counselors and take home-ownership classes to ensure they are prepared and mortgage-ready to become homeowners.
• Equivalency Principle
• • The “equivalency-principle” maintains a family will succeed as a homeowner as long as the cost of homeownership (including insurance and taxes) does not exceed what they had previously paid in rent.
• Program Qualifications 
• • On-time rental payments
• • Cash Savings
• • Homebuyer Educational Courses
• • 40% Debt-to-Income Ratio

Read about Shirley Rhymes’ experience purchasing her home using Cinnaire’s Advancing Communities Through Homeownership program.

LEARN ABOUT THE BENEFITS OF HOMEOWNERSHIP