Cinnaire, A Trusted lending partner

Cinnaire Lending

Cinnaire Lending is committed to building strong, more equitable communities by providing financing for affordable housing, education, healthcare, community facilities and economic development. As a national certified Community Development Financial Institution, we are a trusted partner with nonprofit organizations, government agencies and mission-driven businesses to connect communities, regardless of income or zip code, with financing that supports economic growth and opportunity.

Racial and economic equity are core to Cinnaire: We invest in people and places to transform lives through equitable financial and development solutions. Cinnaire’s lending program is guided by that principle.

Headquartered in Lansing, MI, with offices in five states, Cinnaire provides access to investment funding, lending options, and title services that support community and economic development, creating stable, sustainable and vibrant communities.

INNOVATIVE IDEAS AND POWERFUL SOLUTIONS

CDFI Lending

Access to quality and affordable homes is a critical component to creating healthy communities. Cinnaire Lending offers a broad toolkit of products to support housing development, economic development and healthy communities. Leveraging LIHTC, NMTC and Historic Tax Credits, we are able to finance affordable real estate projects that create opportunities in low-income communities.

Federal Home Loan Bank of Chicago

Cinnaire is a member of the Federal Home Loan Bank of Chicago (FHLBC), giving our clients access to its full suite of products. An important product for rental properties is the Affordable Housing Program, or AHP, which awards grant subsidies through a competitive process. These valuable grants, which do not have to be paid back, provide gap funding for affordable rental projects and dovetail well with LIHTC funding.

CPC Mortgage

Cinnaire is a cooperative owner in CPC Mortgage Company, the first-of-its-kind nonprofit multifamily mortgage lender with multiple licenses with Freddie MacFannie Mae and HUD/FHA. Through CPC Mortgage, we have a one-stop-shop providing our borrowers with a team of originators, analysts and underwriters solely dedicated to the multifamily Agency lending process.

Capital Magnet Fund

Cinnaire Capital Magnet Fund (CMF) program supports efforts to leverage private investment to finance supportive housing and community development projects in underserved communities. CMF funds provides borrowers access to flexible financing to acquire, rehabilitate or preserve affordable housing projects and community facilities in competitive markets.

Low-Income Housing Tax Credits

The Low-Income Housing Tax Credit (LIHTC) is the nation’s largest and most successful tool for encouraging private investment in the production and preservation of affordable rental housing. It has been an essential element in Cinnaire’s affordable housing toolkit since our founding.

Since 1993, Cinnaire has invested $5.7 billion to revitalize communities, resulting in more than $10.1 billion in community impact. The Cinnaire family of companies have supported 1,008 housing developments, provided 63,000 affordable homes and created or retained more than 92,000 jobs.

Our Locations

Home Office - Lansing
1118 South Washington
Lansing MI, 48910

Indianapolis
320 North Meridian, Suite 516
Indianapolis IN, 46204

Wilmington
100 W. 10th Street, Suite 502
Wilmington, DE 19801

Chicago
225 West Washington, Suite 1350
Chicago, IL 60606

Madison
10 E. Doty Street, Suite 617
Madison, WI 53703

Grand Rapids
100 Cesar E. Chavez Ave., Suite 202
Grand Rapids, MI 49503

Detroit
2111 Woodward Avenue, Suite 600
Detroit, MI 48201

Milwaukee
231 E. Buffalo Street, Suite 302
Milwaukee, WI 53202

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