Cinnaire Lending

People are the Why behind our goal of creating healthy, empowering communities. Funding, through Cinnaire Lending, is one of our primary hows

As a full-service Community Development Financial Institution (CDFI), Cinnaire Lending works with socially conscious investors and mission focused organizations to create out-of-the-box lending options to support housing and community development work. Our approach is based on nurturing partnerships and the ability to leverage donor and investment money and combine it with larger sources of capital.

Cinnaire Lending is committed to building strong, more equitable communities by providing financing for affordable housing, education, healthcare, community facilities and economic development. As a national certified Community Development Financial Institution, we are a trusted partner with nonprofits organizations, government and mission-driven businesses to connect communities, regardless of income or zip code, with financing that supports economic growth and opportunity.

Racial and economic equity are core to Cinnaire: We have an unwavering belief that all people deserve the opportunities provided by living in healthy communities. Cinnaire’s lending program is guided by that principle.

patios outside apt complex

Cinnaire has underwritten over $400 million in 575+ community development loans

Federal Home Loan Bank of Chicago Affordable Housing Program

Cinnaire is a member of the Federal Home Loan Bank of Chicago, or FHLBC, giving our clients access to its full suite of products. An important product for rental properties is the Affordable Housing Program, or AHP, which awards grant subsidies of up to $850,000 through a competitive process. These valuable grants, which do not have to be paid back, provide gap funding for affordable rental properties and dovetail well with LIHTC funding.

Lending - Chicago
To learn more about our Lending Services, contact:

Zina Risk

President, Cinnaire Lending
(312) 957-7239