Job Summary: The Loan Portfolio Analyst works with the Portfolio Management (PM) team of Cinnaire Lending. The Portfolio Management team is charged with the oversight and administration of all tax credit deals in the Cinnaire Lending portfolio.
Essential Duties and Responsibilities:
- Perform quarterly and annual reporting on loans in Cinnaire Lending’s portfolio.
- Assist in updating and developing the Portfolio Management database.
- Assist in maintenance of data integrity across various teams.
- Collect, review, and track property occupancy, rent collections, and loan and grant covenant compliance.
- Assist in the review of reserve requests for permanent
- Assist in the draw review requests for construction and pre-development loans and line of credits
- Assist in monitoring and completing Cinnaire-led physical inspections as well as scheduling and reviewing property needs assessment reports.
- Assist with the forward loan conversion process.
- Review watch-list properties, assist in analysis of performance.
- Assist in monitoring and tracking loan maturity and loan payoffs.
- Provide analysis of loan extension and modification requests.
Qualifications and Skills:
- BA/BS from an accredited college or university in a relevant field of study (Urban Planning, Finance, Business, Real Estate).
- 1-2 years of experience working in a professional real estate setting.
- Experience analyzing multifamily operating data to identify issues and plan improvements preferred.
- Experience reviewing construction draws and monitoring construction process preferred.
- Strong Microsoft Suite and general technological proficiency required.
- Valid driver license required.
Key Competencies:
- Analysis to Synthesis: Interprets data and information from multiple sources and translates it into coherent messages that inform decisions.
- Perseverance: Accepts uncertainty by remaining focused and engaged on assignments. Looks for plausible solutions to difficult problems.
- Customer Focus: Stays ahead of customer needs, both internal and external, and uses insight to develop new and/or modify client services.
- Self-Development: Operates with a mindset of continuous improvement; embracing career development; learning and updating skills.
- Diversity Awareness: Identifies the benefits and advantages of harnessing the collective insights from various individuals in the organization.
Reporting Relationship: Reports to Director, Loan Portfolio Management
Supervisory Relationship: None
Physical Requirements:
- Ability to drive to and walk property sites.
- Ability to work on a computer for extended periods of time.
Travel Required: 20%
Benefits Offered: Medical, Health Reimbursement Account, Flexible Spending Accounts (medical and dependent care), Dental, Vision, Life Insurance, Accidental Death & Dismemberment, Long-Term Disability, Employee Assistance Plan, Pet Insurance, Identity Theft Protection, Paid Mobile Phone Service, Unlimited PTO, Incentive Compensation, 403(b) Plan, and Profit-Sharing Plan.
Cinnaire provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, marital status, status as a Vietnam-era or disabled veteran or any other characteristic protected by law. Cinnaire complies with all applicable federal, state, and local laws, regulations and ordinances prohibiting employment discrimination. Cinnaire is committed to the full inclusion of all qualified individuals. As a part of this commitment, Cinnaire is dedicated to providing access, and reasonable accommodation in its services, programs, activities, recruitment and employment for qualified individuals with disabilities.
