Job Summary: The Loan Portfolio Manager is responsible for the management of all assigned loans, post-closing, through proactive engagement with borrowers and ensuring alignment to lending policies and mission fit.

Essential Duties and Responsibilities

  1. Conducts orientation meetings for all new loans with borrower key personnel to discuss process and expectations for loan management.
  2. Reviews and approves various borrower requests, including draw packages, loan advances, escrow analysis and disbursements, and payoffs.
  3. Monitors borrower and loan compliance with loan documents and lending policies.
  4. Conducts quarterly reporting and covenant reviews and assesses the performance of the loan portfolio.
  5. Engages with borrowers to provide technical assistance and to deliver creative solutions to complex situations.
  6. Assesses risks, including construction risks, take-out risks, and operational risks on an ongoing basis and develops mitigants accordingly.
  7. Manages distressed loans with the borrower to improve performance where possible, including routine communication with borrowers to establish action plans as well as performing collateral inspections and appraisals to assess and mitigate potential credit risks.
  8. Prepares recommendations for loan modifications, restructurings, and renewals for internal/external approvals.

Qualifications and Skills:

  • Bachelor’s degree from an accredited college or university
  • 2-3 years of experience in community development portfolio management
  • Strong analytical skills
  • Excellent customer service skills

Key Competencies:

  • Analysis to Synthesis: Interprets data and information from multiple sources and translates it into coherent messages that inform decisions.
  • Intellectual Agility: Can flex and adapt thinking skills to meet the needs of different situations and circumstances. Does not limit problem solving to one approach or methodology.
  • Customer Focus: Stays ahead of customer needs and uses insight to develop new and/or modify client services. Customer focus can include individuals internal and external to the organization.
  • Insight to Action: Acts on conviction and advances from concept to implementation toward a goal. Draws upon knowledge and professional judgement to orchestrate the steps required to get results.

Reporting Relationship: Reports to Director, Portfolio Management

Supervisory Relationship: None

Physical Requirements:

  • Ability to work on a computer for extended periods of time.

Travel Required: up to 35%

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