COVID-19 Updates & Resources

COVID-19 Relief Programs and Resources for Nonprofits

Cinnaire COVID-19 Special Resources

American renters, small businesses and nonprofits are facing an unprecedented economic disruption due to the COVID-19 outbreak. Congress provided funding relief through the CARES Act. This page provides information on the CARES Act along with a summary of a number of programs that have been launched by state governments and local municipalities to assist businesses and nonprofits with specific assistance. This page will be updated continually through this economic crisis to provide you with links to programs and resources you can investigate as a way to support your operations and renters.

Cinnaire’s Resident Rental Relief Fund

Cinnaire has established the COVID-19 Resident Rental Relief Fund to provide support to renters throughout our footprint that have suffered financial hardship due to the pandemic. CLICK HERE for more information.

Eviction Diversion Programs 

Eviction Diversion Programs are designed to keep residents who fall behind on their rent during the COVID-19 crisis in their homes. CLICK HERE for information and links to Eviction Diversion Programs in your state.

The National Low-Income Housing Coalition has a nationwide map of state and local rental assistance programs here.

Paycheck Protection Program (PPP)

Congress created an emergency program to provide small businesses and nonprofits with forgivable loans if they are used for payroll, rent, or utilities. The program has been suspended, but it is possible that Congress will bring it back along with changes to amplify the application process and better target the relief funding. 

Administered by the U.S. Small Business Administration (SBA), PPP has provided more than $520 billion to U.S. small businesses and nonprofits to help keep employees on payroll. Under PPP, loans are deployed by banks that participate in the SBA’s regular loan program, known as “7(a)”. Some other financial institutions will also qualify. 

For more information on how the program works, please visit

Economic Injury Disaster Loans (EIDL)

The SBA also operates a direct lending program, called Economic Disaster Loans (EIDL). Under EIDL, small businesses and nonprofits are eligible for up to $150,000 in working capital loans directly from the SBA instead of a direct lender. Applicants are also eligible for an advance (grant) of up to $10,000. 

The interest rate is 3.75% for small businesses and 2.75% for nonprofits. 

Applications can be made directly with the SBA here

State and Local Responses

The National League of Cities (NLC) and Bloomberg Philanthropies has put together a growing list of local policy changes related to COVID-19. They are categorized, and a few of the categories, like those related to housing, will be relevant. Please click here for more information. 

The National Council of State Housing Agencies (NCSHA) has a running list of resources on the impact of COVID-19 on the development of affordable housing and policy responses. Please click here to view these resources. 

NHT’s Energy Efficiency for All coalition has provided a state and local policy tracker. Please click here to access the tracker.  

Nationwide Resources

CDBG Allocations: Congress provided an additional $5 billion for Community Development Block Grants. The allocation for CARES Act CDBG grants were released in 2020. Click here to see the allocations. 

Opportunity Finance Network (OFN) is working with CDFIs to ensure that credit continues to flow in rural, urban and Native communities nationwide. Click here for more information. 

The National Low Income Housing Coalition (NLIHC) is sharing guidance and resources on the COVID-19 crisis as it relates to housing and homelessness. Click here for more information.

The Corporation for Supportive Housing (CSH) has compiled a list of resources for supportive housing providers. Please click here to view the resources.

Construction activity has been included as an essential activity in most states, but there are some areas where construction is limited. Click here to view where construction is considered essential.

Federal Communications Commission (FCC) is offering an Emergency Broadband Benefit to help low-income households that are struggling to afford internet service during COVID. 

Property Management Resources

The Michigan Housing Council has compiled a list of recommendations for property managers. Please click here

Helping residents access their stimulus check could result in better rent collection. They will need access to a bank account. Details on stimulus payments and signing up for direct deposit can be accessed by clicking here.

State Resources 

State deadline relief for LIHTC projects

Cinnaire continues to advocate for federal relief for LIHTC project deadlines that are unrealistic due to the ongoing crisis. In the interim, state Housing Finance Agencies (HFA’s) have authority under Internal Revenue Service (IRS) guidance that authorizes program deadline extensions in disaster areas, such as Place in Service and 10 percent teas deadlines. Learn more here.

State Housing Finance Agency COVID-19 Notes & Statements

Michigan Resources

State of Michigan

State of Michigan – Unemployment Benefits

MSHDA Spring Funding Round and LIHTC Program Updates 2021

Pure Michigan Small Business Relief Initiative

Small Business Association of Michigan

The Heat and Warmth Fund (THAW) provides utility assistance to low-income Michigan families.

Delaware Resources

Delaware Announces $40 Million in Housing Assistance

Equitable Wilmington: COVID-19 Support for Individuals, Families and Small Businesses in Delaware

State of Delaware

Wilmington Strong Fund, a citywide small business relief fund.

Delaware Community Foundation

Delaware Reopening Protocols and Information

The City of Wilmington – COVID-19 Information Center

Wilmington is Working Equitable Technology Fund

Indiana Resources

State of Indiana

State of Indiana – Unemployment Benefits

Indiana Small Business Development Center

Indiana Housing & Community Development Authority (IHCDA)

IHCDA Tax Credit Relief under IRS Revenue Procedure 2014-49

Illinois Resources

State of Illinois 

State of Illinois – Unemployment Benefits

Illinois Department of Commerce & Economic Opportunity 

Illinois Housing Development Authority (IHDA)

Wisconsin Resources 

State of Wisconsin

State of Wisconsin – Unemployment Benefits

Wisconsin Housing & Economic Development Authority (WHEDA)

Wisconsin Economic Development Corporation 


Cinnaire’s Policy Pulse is an evolving update on policy developments, reports and trends designed to keep us informed on how federal issues and policies affect the affordable housing and community development industries. Click here to catch up on the latest Policy Pulse.

Cinnaire Launches COVID-19 Resident Rental Relief Fund

Cinnaire has established the Resident Rental Relief Fund to provide support to renters in Cinnaire invested properties that have suffered due to the COVID-19 pandemic. Click here for more information.

Cinnaire COVID-19 Podcast Series

Episode 19: Post-Election Outlook – Federal Affordable Housing & Community Development Policy in the New Washington

Episode 18: COVID & Affordable Housing Management – 2020 Lessons Learned & Outlook for 2021

Episode 15: Addressing the Challenges Facing Affordable Housing Developers, Managers and Lenders

Episode 14: Affordable Housing Managers Address the Serious Challenges the Crisis Presents

Episode 13: How Housing & Community Development Fit into Washington’s Policy ResponseEpisode 12: The COVID-19 Crisis: What it means for the Community Development and Affordable Housing Industries

CDFI Continuity & COVID-19 Webinar

Navigating & Learning this Uncharted Territory

In this informative CDFI Continuity & COVID-19 Webinar, five experienced CDFI leaders candidly share their strategies, best practices and experience on navigating and learning through COVID-19. Click here for more details and to view the webinar.

Cinnaire Responds to COVID-19

[button href=””]Our Response 3.18.20[/button]

[button href=””]Our Response 3.12.20[/button]

Cinnaire’s Response to COVID-19 Federal Policy

[button href=””]Our Response 03.31.20[/button]

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